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Commercial Vehicle Insurance Quotes

Commercial Vehicle Insurance Quotes: Your insurance agent needs to know some details to prepare a commercial vehicle insurance quote for your company. Whether you are trading a commercial vehicle, a company car or any other type of commercial truck, using this guide to be prepared.

Commercial Vehicle Insurance Quotes
Commercial Vehicle Insurance Quotes

Your Current Insurance Policy for Commercial Vehicle Insurance Quotes

Bring a copy of the declarations page (front side) of your current commercial vehicle insurance policy. This gives the agent a starting point to determine what insurance you need and how you can customize your quote for commercial vehicles to meet the specific needs of your business. If you do not currently have commercial vehicle insurance, carry a copy of your personal auto insurance with you.

Information about your company

A credit report from your company and your name will be made to know if you are solvent and to create a precise quote.

Commercial Vehicle Insurance Quotes
Commercial Vehicle Insurance Quotes

Vehicle details

If your current policy no longer includes it, make a list of all the vehicles you will insure under the commercial vehicle or van insurance policy, including:

  • Maker
  • Model
  • Year of production
  • Value of the new vehicle
  • The gross weight of the vehicle, especially if it is a truck
  • Current Mileage
  • Vehicle identification number (VIN)

Also, inform your agent how your business uses the vehicle. This will affect the general premium. You should inform if the employees drive the vehicle if the vehicle transports people or products and how often (or how little) the vehicle is used.

Driver information

  • For each driver, includes:
  • Legal name
  • Birthdate
  • Social Security number
  • Driver’s license number

The insurance company will contact the Department of Motor Vehicles in your state and consult the driving record of each person included in your list. This information is confidential.

Commercial Vehicle Insurance Quotes
Commercial Vehicle Insurance Quotes

Loss history

It provides information about any commercial vehicle insurance claim you have made during the last three years. If you have not suffered any serious loss during that period of time, it is possible that your quote for commercial auto insurance and your premiums are lower than usual.

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