California Low Cost Auto Insurance: California law requires that all drivers have auto insurance to cover their basic civil liability in the event of an accident. If you do not have basic civil liability insurance and drive a vehicle or a motorcycle, you are breaking the law.
If you are fined or involved in an accident and receive a citation for not having auto insurance at that time, there are penalties that include fines and possibly even the suspension of your vehicle registration. With affordable insurance so close to you, there’s no need for this to happen!
Secure Yourself With California Low Cost Auto Insurance
Have reliable insurance for less money
The California Low-Cost Auto Insurance Program (CLCA) is sponsored by the state and allows you to get affordable auto insurance to help you drive legally and responsibly. The CLCA program helps good drivers, eligible by virtue of their income, to be able to afford auto insurance that satisfies the state compulsory auto insurance law.
Each policy offers liability coverage for the primary driver of the vehicle and for eligible secondary drivers, with annual premiums ranging from only $ 241 to $ 556. If you have been licensed for 3 years and have a good driving record, you may even qualify for additional discounts!
What do you get with basic liability coverage
Nobody wants to get involved in a car accident. That is why it is called the “accident”. But if it happens, and when this happens, you should be prepared. In case of an accident, the “liability” insurance covers you only for the damage you cause to other people and their property. This does not cover your medical expenses or the cost of repairing your vehicle. (There is optional coverage available for that).
A basic policy under the coverage of the California Low-Cost Auto Insurance Program (CLCA) provides you with the following:
- Up to $ 10,000 per person in case of bodily injury or death
- Up to $ 20,000 per accident should it occur Bodily injury or death
- Up to $ 3,000 for property damage
A CLCA policy offers the basic minimum civil liability coverage you need to drive legally – so you do not incur any penalties – at affordable rates!
How do I sign up?
Complete the following two steps:
1. Complete the eligibility form
2. Then complete the application process
- Now 100% online
- Meet with a local agent at no cost
If you do not have auto insurance, or if you need low-cost auto insurance, do not wait any longer! The questionnaire can be completed quickly and easily, but it must be completed in its entirety to advance to the next step. If you have any difficulty with your internet connection or if you need additional help, call 1-866-602-8861.