Top 10 Auto Insurance Companies in USA: The largest car insurance companies in the United States are 10 and they are the ones that supply two-thirds of the market with discounts, multiple packages of policies with adequate rates and policies according to the needs of each user.
Top 10 Auto Insurance Companies in USA
1. STATE FARM
State Farm, is the largest in the United States with 18% market share. It also has 18 thousand agents in the national network and offers more than 100 services and offers discounts in the course of defensive driving and anti-theft,
In 2016, State Farm was reviewed and obtained a higher than average rating of overall satisfaction and superior financial strength, but as a negative, it does not provide information about its competitors so that the client can have a clearer picture and it is necessary to resort to an agent to know the insurance policy.
AUTO INSURANCE STATE FARM
Insurance auto state farm based in Bloomington, Illinois, has 18 thousand agents in the United States, but if you do not want to approach an agency near you, you can request an insurance quote online at any time of the day including at night.
It offers competitive car insurance prices. It is also an insurance company with excellent financial strength with distinctions from AM Best & Global Ratings, organizations that grant insurance ratings based on the financial condition of the insurance companies and the ability of each of them to pay the claims.
It offers coverage against collision with payment of repairs or replacement of the vehicle when you hit another.
It offers a comprehensive insurance for the payment of repair or replacement of your car if it is damaged by shock or theft.
It offers liability insurance for the payment of vehicle repairs, damage to third-party property and medical expenses.
With Geico, it is possible to manage online accounts instead of using an agent in person, which can be a good option as well as offering the lowest prices for car insurance and has very easy online applications and includes coverage options for roadside assistance and mechanical breakdown.
Geico was also revised, obtaining a classification with a good average in general satisfaction and financial strength.
2.1 GEICO CAR INSURANCE
Going deeper, Geico is a car insurance provider that covers almost every state in the United States, with a value of premiums that are at the same level as any of the other auto insurance providers.
You can enter your official site to find out if the provider offers your services in your state and you can check the availability and all the details of the insurance policy.
- If you belong to California, keep in mind that you require:
- A minimum liability coverage for personal injuries of 15,000 per person and 30000 per accident.
- You require a minimum of 5000 for liability for damage to property.
- You require a minimum of 30000 for bodily injury of the uninsured driver.
3. Liberty Mutual
Liberty Mutual Insurance Company is headquartered in Boston, MA, and is a member of Liberty Mutual Insurance Companies. The company has more than the US $2 billion in assets, a long-term negative outlook, and has been rated A (Excellent) by AOS. Best since April 2009 and A- by Standard & Poors until September 2008.
Allstate Insurance Company is headquartered in Northbrook, IL and is a member of the Allstate Insurance Group. The company has more than the US $2 billion in assets, a stable long-term outlook, and has been rated A+ (Superior) by AM Best since November 2009 and AA- by Standard & Poors since January 2009.
USAA has specific policies for military families or including discount long-term auto insurance. You can be eligible if you are an active serviceman as a member of the army, the air force, the army, the marine infantry or the coast guard.
You can also be eligible if you are married or widower of a USAA member or your parents have or had their car insured in USAA.
Sui, you are marine guard or cadet or you have enrolled in the service academy of the United States with advanced ROTC or ROTC scholarship.
6. PROGRESSIVE CAR INSURANCE
Progressive car insurance offers you an ID card so you have more flexibility and control of your payments, you can make your monthly payments automatically set up. It also has customer service every day of the year at any time so you can easily communicate.
You can manage your policy online. Just enter the website, log in and with a click on manage you can make payments, see the details of your policy, you can make claims print the identification card or proof of insurance.
By clicking on Payments you will find the payment and billing information. In the Summary session, you will have the information of a pending payment and you can also make the payment online, update the payment method, and schedule payments.
By clicking on Claims you can make your claim, check the status of the recent claim and review the previous claims.
By clicking on Documents you can obtain your identification card, proof of insurance and other documents. You can download it, print it or choose to have it sent to you by fax or mail.
7. Cincinnati Insurance
Cincinnati Insurance Company is headquartered in Cincinnati, OH, and is a member of Cincinnati insurance companies. The company has more than the US $2 billion in assets, a stable long-term outlook, and has been rated A+ (Superior) by AM Best in December 2008 and A+ by Standard & Poors in June 2008.
8. Amica Mutual
Amica Mutual Insurance Company is headquartered in Providence, Rhode Island, and is a member of the Amica Mutual Group. The company has more than $2 billion in assets, a strong long-term vision, and has been rated A+++ (Superior) by AM Best in May 2009. According to JD Power & Associates, “Amica Mutual ranks first for the eighth year. consecutive among the property insurance companies, with a particularly good performance in the five factors that contribute to the overall satisfaction of the client.
Auto-Owners Insurance Company is headquartered in Lansing, MI, and is a member of the Auto-Owners Insurance Group. The company has more than the US $2 billion in assets, a strong long-term vision and has been rated A+++ (Superior) by AM Best in May 2009.
10. Erie Insurance
Erie Insurance Company is headquartered in Erie, PA, and is a member of the Erie Insurance Group. The company has more than the US $2 billion in assets, a stable long-term outlook, and has been rated A+ (Superior) by AM Best in June 2009 and AA by Standard & Poors until December 2007.
MAIN CAR INSURANCE COMPANIES
State Farm is headquartered in Bloomington, IL. The company has more than the US $2 billion in assets, a stable long-term outlook, and has been rated A+++ (Superior) by AM Best in May 2009 and AA by Standard & Poors in March 2009.
Viagem offers you insurance by accident with coverage for an accidental, sudden or unusual event that results from a violent or external cause.
Among its different types, Viagem travel insurance offers coverage for loss of luggage, illnesses, and accidents on flights.
It also offers health coverage including illnesses, allergic reactions and others that are not traumatisms, disabilities and conditions that can be verified with a medical examination or related to a mental or nervous condition that cannot reveal specific symptoms that lead to an unequivocal or indisputable diagnosis.
It does not offer coverage for a pre-existing health condition, that is, an illness that you as an insured person have or should have taken into account when you subscribed to a policy and are subject to prior treatment.
Alianza Alfa Insurance Corporation is headquartered in Glen Allen, VA, and is a member of Alfa Insurance Group. This company has more than the US $1 billion in assets, a long-term stable outlook and has been rated A+ (Superior) by AM Best since March 2009.
Progressive stands out with its Name your Price tool that facilitates finding policies according to the client’s budget needs and also has the tool to quote online and know an estimate on rates and compare with other competing insurers.
It offers integrated discounts including discounts for several cars and drivers and therefore it is easy for you to form a personalized insurance package with a type of coverage and premium that is ideal for you.
Progressive was revised and rated with an average of overall satisfaction and good financial strength.
Hartford Accident & Indemnity Company is headquartered in Hartford, CT, and is a member of the Hartford Insurance Group. This company has more than 2 billion dollars in assets, a long-term negative outlook, and has been rated A (Excellent) by AM Best in February 2009 and A by Standard & Poors since June 2009.
The American Family Life Assurance Company of New York is headquartered in Columbus, New York and is a member of the Aflac Incorporated Group. The company has more than 2 billion dollars in assets, a stable long-term outlook, and has been rated A+ (Superior) by AM Best since February 2009 and AA- by Standard & Poors since April 2009.
Although Allstate has high prices, it is an auto insurance company with good discounts that help the premiums can be 30% less and include a discount for driving without accidents or without traffic violations for three years that reach 22 % off.
Allstate’s review determined a good average rating for general satisfaction and financial strength.