Worst Car Insurance Companies : Lawyer with You, the personal injury law firm that has helped thousands of car accident victims and we are committed to each of our clients. If you are ever involved in a car accident, be sure to check our blog for advice on “what to do after a car accident” and if you think your police report is incorrect, we also offer you information about it.
State Farm Mutual auto insurance company
This company ranked as the No. 1 car insurance provider in the US with an income of $ 1.1 billion in 2011, this represents an approximate 100% increase in revenues of $ 570 million in 2009. The bad news is that they are generating benefits by avoiding paying insurance claims at all costs.
The firm is notoriously known for delaying and denying compensation. There was evidence of claim documents that came from State Farm and were tampered with and there was also tampering with the engineering damage reports and as if this were not enough, the forgery of signatures on the exemptions was shown. CNN made a report on these allegations in 2007 after the victims publicly demonstrated with forceful evidence about the unfair practices of the law by State Farm
In some cases, State Farm was investigating and accusing its clients of committing insurance fraud to avoid paying legitimate claims.
10 Worst Car Insurance Companies in the United States
Allstate Corporation, is the largest public corporation of its kind and is also the second best known insurance line in the United States. Allstate is known for overestimating the benefits of policyholders since the mid-1990s and this came to light in 2008 by the AAJ American Justice Association.
Allstate has been using two strategies; one through a computer program called colossus, in order to evaluate all their demands. This computer program was specifically designed to significantly reduce the payments of car accident claims, discouraging victims with legitimate injuries from obtaining legal assistance.
The second strategy was carried out by McKingsey & Company, a consulting firm that was hired to encourage its insurance clients to virtually accept the liquidation offers, which were extremely low (lowballs). If a consumer declined the offer, Allstate via McKinsey & Co automatically denied the customer the insurance compensation by all possible means.
Allstate was also exposed in the CNN report, among other companies, showing its deceptive bid strategy to deny auto accident insurance compensation.
This is the second largest property and casualty insurer in the US, as well as the global insurer. Along with Allstate and State Farm, this company also hired McKinsey & Company. Applying another fraudulent strategy that consisted in the non-renewal of policies avoiding making notifications of new policy notices to their consumers who lived in areas that are more susceptible to suffering from environmental catastrophes such as hurricanes.
This affected notably the clients that live in States like Rhode Island, New York, Maryland, Connecticut and Massachusetts. Approximately 3 million of its clients were affected by the non-renewal of their policies.
It is an insurance company that is supposed to promote special attention to the interests of people with disabilities. However, investigations have shown that the company has worked against the same people who claim to protect. For example, there is a case in which it is demolished that UNUM mistreated a woman for three years.
This client had a genuine case of multiple sclerosis. Although the doctor had confirmed the condition of the woman as a real case, the insurance company insisted that the woman had made a fraudulent claim. It is assumed that the purpose of this company is to help employees with disabilities to recover, which shows the reality of things seems to be the opposite.
This company was involved in a controversial case with an 83-year-old client this year, that scandal has made it one of the worst insurance companies. The plaintiff, an 83-year-old man, died after being hit by a truck while crossing the street on his bicycle.
It should be noted that the customer was crossing the street in the right place. The insurance company had the audacity to argue that the old man did not deserve more than $ 250,000. That sum was all they could offer the deceased of the old man; 10 children and 38 grandchildren. They could not put into consideration the fact that the truck driver had a poor record of truck accidents on the road.
Recently, Dairyland Insurance Company sent a notification to all of its customers who had been involved in accidents, exonerating themselves of all legal liabilities they might have. This aside from being unprofessional. This is something that has never happened in the history of insurers before.
Farm Insurance Bureau
Do not be fooled, this company disguises itself as an insurance company, like any other fraudulent insurer, has been able to do everything necessary to avoid compensating its customers who have been involved in accidents.
When they are challenged in a court of law, they use clever strategies to get away with it. Which is very unethical.
This insurance company is not as progressive as it claims to be. In the case of Carducci vs. Progressive et.al, the client had been involved in an accident that forced her to undergo thirteen surgeries and remain hospitalized for a month.In addition, he suffered severe brain damage.
The driver who had hit her had no insurance. But, I had purchased the driver’s policy without insurance, which is supposed to cover people injured in traffic accidents caused by uninsured drivers. When he was willing to pay for it, the company claimed that the policy had changed. In recent years, most customers have complained about gross and negligent treatment by this company.
Citizens Insurance Company and Auto Club Insurance Association
In recent years Auto Club Insurance Association and Citizens Insurance Company of America have received many complaints from their insurers. The AAA insurance company had a good reputation when they took good care of their clients’ interests, without using any tricks. However, recently the complaints against this company have reached a very high level.
The main clients of CONSECO are the elderly. Gradually several complaints of negligence have arisen that accuse CONSECO of delaying the judgments on compensations to a point at which the client desisted or died.
CEO William McGuire made a pact in prejudice against a client, negotiating with doctors to reduce payments and cut treatments. The company still owes large amounts of late payment in compensation to its customers. The worst insurance company is compiled from the experience of consumers with insurance companies.
This information is to alert potential customers that they are looking for auto insurance companies that could end up injured. The car insurance rate varies from state to state. It costs an average of $ 1,311 to insure a car in America.
The following are the best-rated auto insurance companies in America:
Amica – is the best auto insurance company.
Hartford – is the best auto insurance provider, as it offers an almost unlimited number of options in its policy of policies.
Erie Insurance – offers policies for auto insurers that cover loss of income, highway services and attorney’s fees.